Terms of Service

1. Acceptable Use Policy

When using our website and services, you agree to:

• • Use the services only for lawful purposes and in accordance with these Terms
• • Provide accurate, current, and complete information when requested
• • Maintain the confidentiality of any account credentials
• • Notify us immediately of any unauthorized access or security breach

2. Prohibited Uses

You agree not to:

• • Violate any applicable local, state, national, or international law
• • Transmit any harmful code, viruses, or malicious software
• • Attempt to gain unauthorized access to our systems or networks
• • Interfere with or disrupt the service or servers
• • Use automated systems to access the site without permission
• • Impersonate any person or entity or misrepresent your affiliation

3. Service Access Requirements

Access to certain features of our services may require registration or meeting specific criteria. We reserve the right to restrict, suspend, or terminate access to any user who violates these Terms or engages in behavior we deem inappropriate or harmful.

4. Fair Usage Guidelines

Our services are intended for legitimate business and professional purposes. We expect users to engage with our services in good faith and in a manner consistent with professional standards in the accounting and financial services industry.

5. Account Creation

When you engage our services or create an account, you represent that you are of legal age to form a binding contract and are not barred from receiving services under applicable laws. You are responsible for maintaining the accuracy of your account information.

6. Account Security

You are responsible for:

• • Safeguarding your account credentials and any access information
• • All activities that occur under your account
• • Notifying us immediately of any suspected unauthorized use

7. Account Suspension and Termination

We reserve the right to suspend or terminate your account or access to our services at our discretion, including for violations of these Terms, suspected fraudulent activity, or prolonged inactivity. You may terminate your account at any time by contacting us.

8. Multiple Accounts

Users are generally permitted one account per individual or organization. Creating multiple accounts without authorization may result in account suspension or termination.

9. Service Uptime and Maintenance

While we strive to provide continuous access to our website and services, we do not guarantee uninterrupted availability. We may perform scheduled maintenance or experience unexpected downtime. We will make reasonable efforts to minimize disruptions and provide advance notice when possible.

10. Feature Availability

We reserve the right to modify, suspend, or discontinue any feature or aspect of our services at any time without prior notice. We are not liable for any modifications, suspensions, or discontinuations of the service.

11. Geographic Restrictions

While our services are available worldwide, certain features or services may not be available in all locations due to legal, regulatory, or operational considerations. We reserve the right to restrict access from specific geographic areas.

12. Service Modifications and Updates

We may update, modify, or enhance our services from time to time to improve functionality, security, or user experience. Continued use of our services after such modifications constitutes acceptance of the updated services.

13. Content Ownership

All content on our website, including text, graphics, logos, images, and software, is the property of Quotients expert or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

14. User-Generated Content

If you submit content to us (such as inquiries, feedback, or communications), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and incorporate such content for business purposes, including improving our services.

15. License to Use Services

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for their intended purpose.

16. Trademarks

Quotients expert and related marks, logos, and service names are trademarks of our company. You may not use these trademarks without our prior written consent. All other trademarks appearing on our site are the property of their respective owners.